--- title: Fully Insured Employee Health Insurance | AGS Advisors description: AGS builds better, more cost-effective fully insured employee health insurance programs. Save money and improve the quality of health care for your employees. --- [![AGS Logo](https://www.agsadvisorsinc.com/hs-fs/hubfs/AGS%20Logo.png?width=200&height=82&name=AGS%20Logo.png "AGS Logo")](https://www.agsadvisorsinc.com/?hsLang=en) - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits) Show submenu for Employee Benefits - [Fully Insured](https://www.agsadvisorsinc.com/employee-benefits/fully-insured) - [Self-Funded](https://www.agsadvisorsinc.com/employee-benefits/self-funded) - [PEO](https://www.agsadvisorsinc.com/employee-benefits/peo) - [Ancillary Benefits](https://www.agsadvisorsinc.com/employee-benefits/ancillary-benefits) - [Individuals](https://www.agsadvisorsinc.com/individuals-and-families) Show submenu for Individuals - [Personal Risk](https://www.agsadvisorsinc.com/individual-and-families/personal-risk) - [Businesses](https://www.agsadvisorsinc.com/businesses-organizations) Show submenu for Businesses - [Commercial Risk](https://www.agsadvisorsinc.com/business/commerical-risk) - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits) - [Business Planning](https://www.agsadvisorsinc.com/business/business-planning) - [Specialties](https://www.agsadvisorsinc.com/industries) - [About](https://www.agsadvisorsinc.com/about-us) - [Contact](https://www.agsadvisorsinc.com/contact) - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits) Show submenu for Employee Benefits - [Fully Insured](https://www.agsadvisorsinc.com/employee-benefits/fully-insured) - [Self-Funded](https://www.agsadvisorsinc.com/employee-benefits/self-funded) - [PEO](https://www.agsadvisorsinc.com/employee-benefits/peo) - [Ancillary Benefits](https://www.agsadvisorsinc.com/employee-benefits/ancillary-benefits) - [Individuals](https://www.agsadvisorsinc.com/individuals-and-families) Show submenu for Individuals - [Personal Risk](https://www.agsadvisorsinc.com/individual-and-families/personal-risk) - [Businesses](https://www.agsadvisorsinc.com/businesses-organizations) Show submenu for Businesses - [Commercial Risk](https://www.agsadvisorsinc.com/business/commerical-risk) - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits) - [Business Planning](https://www.agsadvisorsinc.com/business/business-planning) - [Specialties](https://www.agsadvisorsinc.com/industries) - [About](https://www.agsadvisorsinc.com/about-us) - [Contact](https://www.agsadvisorsinc.com/contact) # Fully Insured Employee Health Insurance Get quality healthcare and significantly lower costs with our Better Benefits program. [Contact us](https://www.agsadvisorsinc.com/contact?hsLang=en) ![Employees smiling and having fun at work](https://www.agsadvisorsinc.com/hs-fs/hubfs/Employees%20smiling%20and%20having%20fun%20at%20work.jpeg?width=1000&height=667&name=Employees%20smiling%20and%20having%20fun%20at%20work.jpeg) ## Fully Insured Employee Health Insurance Services Employee benefit programs come at a high cost to employers, but smart business owners know that they give a high return on their investment. Solid benefit packages attract and retain top-notch talent and show employees that you value them. AGS Advisors offers solutions that lower your benefit costs while elevating the quality of the program being offered. ### In Our Plans We: ![modify](https://www.agsadvisorsinc.com/hubfs/Canva%20images/modify.png "modify") #### Use plan design modifications to maximize savings. ![data tracking](https://www.agsadvisorsinc.com/hubfs/Canva%20images/data%20tracking.png "data tracking") #### Use data, analytics, and metrics to track provider performance. ![employee retention](https://www.agsadvisorsinc.com/hubfs/Canva%20images/employee%20retention.png "employee retention") #### Cost-effective strategies that improve care and help with employee retention. ![doctor patient](https://www.agsadvisorsinc.com/hs-fs/hubfs/Canva%20images/doctor%20patient.png?width=1920&height=1080&name=doctor%20patient.png) ## It's all about the Care We understand the importance of keeping costs low, but we also understand the need for providing high quality care to patients—that means every single episode, whether it be testing, a treatment, a surgery, or recovery. We analyze data that includes all levels of care to ensure your employees get the best care in your network, in your area. ![Two young businesswomen having a meeting in the office sitting at a desk having a discussion with focus to a young woman wearing glasses](https://www.agsadvisorsinc.com/hs-fs/hubfs/Two%20young%20businesswomen%20having%20a%20meeting%20in%20the%20office%20sitting%20at%20a%20desk%20having%20a%20discussion%20with%20focus%20to%20a%20young%20woman%20wearing%20glasses.jpeg?width=1000&height=667&name=Two%20young%20businesswomen%20having%20a%20meeting%20in%20the%20office%20sitting%20at%20a%20desk%20having%20a%20discussion%20with%20focus%20to%20a%20young%20woman%20wearing%20glasses.jpeg) ## Changes are difficult, but we make the adjustment easy.   When it comes to formulating a fully insured employee health insurance strategy, we ensure that any plan change involves as little disruption to the lives of your employees as possible. That's why we enable employees to keep their primary care providers (PCPs), Family Practitioners, OB/GYNs, internal medicine, and pediatricians, or whomever employees are in acute treatment with. ## Let us know more about your organization and we’ll reach out. ## Have a question? Get in touch today [Contact us](https://www.agsadvisorsinc.com/contact?hsLang=en) [![AGS Logo White PNG](https://www.agsadvisorsinc.com/hs-fs/hubfs/AGS%20Logo%20White%20PNG.png?width=200&height=200&name=AGS%20Logo%20White%20PNG.png "AGS Logo White PNG")](https://www.agsadvisorsinc.com/highcliffe?hsLang=en) Protecting Your Business, Your Employees, Your Family, and Your Life [Follow us on LinkedIn](https://www.linkedin.com/company/89724948/) [Follow us on Facebook](https://www.facebook.com/profile.php?id=100087218042197) - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits) - [Individuals](https://www.agsadvisorsinc.com/individuals-and-families) - [Businesses](https://www.agsadvisorsinc.com/businesses-organizations) - [Specialties](https://www.agsadvisorsinc.com/industries) - [About](https://www.agsadvisorsinc.com/about-us) - [Contact](https://www.agsadvisorsinc.com/contact) ##### Stay updated Get the latest updates from AGS Advisors. Fill out the form below. 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