---
title: Find a Better Self-Funded Employee Benefits Plan   |   AGS Advisors
description: AGS can find you a better self-funded employee benefits program. Reach out to us to find out how.
---

[![AGS Logo](https://www.agsadvisorsinc.com/hs-fs/hubfs/AGS%20Logo.png?width=200&height=82&name=AGS%20Logo.png "AGS Logo")](https://www.agsadvisorsinc.com/?hsLang=en)

- [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits)
  
  Show submenu for Employee Benefits 
  
    - [Fully Insured](https://www.agsadvisorsinc.com/employee-benefits/fully-insured)
    - [Self-Funded](https://www.agsadvisorsinc.com/employee-benefits/self-funded)
    - [PEO](https://www.agsadvisorsinc.com/employee-benefits/peo)
    - [Ancillary Benefits](https://www.agsadvisorsinc.com/employee-benefits/ancillary-benefits)
- [Individuals](https://www.agsadvisorsinc.com/individuals-and-families)
  
  Show submenu for Individuals 
  
    - [Personal Risk](https://www.agsadvisorsinc.com/individual-and-families/personal-risk)
- [Businesses](https://www.agsadvisorsinc.com/businesses-organizations)
  
  Show submenu for Businesses 
  
    - [Commercial Risk](https://www.agsadvisorsinc.com/business/commerical-risk)
    - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits)
    - [Business Planning](https://www.agsadvisorsinc.com/business/business-planning)
- [Specialties](https://www.agsadvisorsinc.com/industries)
- [About](https://www.agsadvisorsinc.com/about-us)
- [Contact](https://www.agsadvisorsinc.com/contact)

- [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits)
  
  Show submenu for Employee Benefits 
  
    - [Fully Insured](https://www.agsadvisorsinc.com/employee-benefits/fully-insured)
    - [Self-Funded](https://www.agsadvisorsinc.com/employee-benefits/self-funded)
    - [PEO](https://www.agsadvisorsinc.com/employee-benefits/peo)
    - [Ancillary Benefits](https://www.agsadvisorsinc.com/employee-benefits/ancillary-benefits)
- [Individuals](https://www.agsadvisorsinc.com/individuals-and-families)
  
  Show submenu for Individuals 
  
    - [Personal Risk](https://www.agsadvisorsinc.com/individual-and-families/personal-risk)
- [Businesses](https://www.agsadvisorsinc.com/businesses-organizations)
  
  Show submenu for Businesses 
  
    - [Commercial Risk](https://www.agsadvisorsinc.com/business/commerical-risk)
    - [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits)
    - [Business Planning](https://www.agsadvisorsinc.com/business/business-planning)
- [Specialties](https://www.agsadvisorsinc.com/industries)
- [About](https://www.agsadvisorsinc.com/about-us)
- [Contact](https://www.agsadvisorsinc.com/contact)

# Take back control with our Self-Funded Employee Benefits

Improve healthcare coverage for your employees, mitigate risk, and experience significantly lower costs with AGS Advisors' self-funded employee benefits programs.

[Contact us](https://www.agsadvisorsinc.com/contact?hsLang=en)

![Confident male designer working on a digital tablet in red creative office space](https://www.agsadvisorsinc.com/hs-fs/hubfs/Confident%20male%20designer%20working%20on%20a%20digital%20tablet%20in%20red%20creative%20office%20space.jpeg?width=1000&height=667&name=Confident%20male%20designer%20working%20on%20a%20digital%20tablet%20in%20red%20creative%20office%20space.jpeg)

## Self-Funded Benefits Services

If you want to take financial control over your benefits program, switching to a self-funded employee benefits insurance plan makes the best sense enabling you to keep any surplus and savings. However, this reward comes with risks, so it’s important to choose the right carriers and the right risk mitigation plan while ensuring your employees receive the best care available. AGS Advisors will help you build a plan tailored to your specific needs that:

- Matches your employees with a wide network of available providers
- Identifies the highest-rated providers in your area in your network, and incentivizes employees to use them, reducing out-of-pocket expenditures
- Mitigates risk for both high volume/low severity and low frequency/high severity situations
- Offers support, advocacy, and cost management

![young multi ethnic business people group walking standing and top view](https://www.agsadvisorsinc.com/hs-fs/hubfs/young%20multi%20ethnic%20business%20people%20group%20walking%20standing%20and%20top%20view.jpeg?width=1000&height=667&name=young%20multi%20ethnic%20business%20people%20group%20walking%20standing%20and%20top%20view.jpeg)

## The AGS Strategies

Our self-funded plans are structured differently than the typical self-funded plans. Here is what makes AGS’s self-funded plans better:

- 100% blended rate (not experience rated)
- Stop loss pooling of claims
- Costs containment
- Population health management
- Control and flexibility
- Contract validation

![Doctor showing tablet to her patient in hospital room](https://www.agsadvisorsinc.com/hs-fs/hubfs/Doctor%20showing%20tablet%20to%20her%20patient%20in%20hospital%20room.jpeg?width=1000&height=667&name=Doctor%20showing%20tablet%20to%20her%20patient%20in%20hospital%20room.jpeg)

## Minimized Disruptions

With an AGS self-funded plan, we allow your employees to keep their primary care providers (PCPs), OB/GYNs, family practitioners, internists, physical therapists, mental health providers and continue using any specialist with whom they are currently receiving treatment.

#### **Looking for a new provider or specialist?**

For your convenience our self-funded plans come with digital tools and a concierge team. They will help you find the right healthcare providers based on their availability and even book your appointment! 

#### Need or want to change carriers?

Because we partner with just about every carrier available, we are able to find the best match for *your* business with an inclusive provider network.

## Tell us about your organization.

## Have a question? Get in touch today

[Contact us](https://www.agsadvisorsinc.com/contact?hsLang=en)

[![AGS Logo White PNG](https://www.agsadvisorsinc.com/hs-fs/hubfs/AGS%20Logo%20White%20PNG.png?width=200&height=200&name=AGS%20Logo%20White%20PNG.png "AGS Logo White PNG")](https://www.agsadvisorsinc.com/highcliffe?hsLang=en)

Protecting Your Business, Your Employees, Your Family, and Your Life

[Follow us on LinkedIn](https://www.linkedin.com/company/89724948/) [Follow us on Facebook](https://www.facebook.com/profile.php?id=100087218042197)

- [Employee Benefits](https://www.agsadvisorsinc.com/employee-benefits)
- [Individuals](https://www.agsadvisorsinc.com/individuals-and-families)
- [Businesses](https://www.agsadvisorsinc.com/businesses-organizations)
- [Specialties](https://www.agsadvisorsinc.com/industries)
- [About](https://www.agsadvisorsinc.com/about-us)
- [Contact](https://www.agsadvisorsinc.com/contact)

##### Stay updated

Get the latest updates from AGS Advisors. Fill out the form below.

[Privacy Policy](https://agsadvisorsinc.com/privacy-policy?hsLang=en)

© 2023 AGS Advisors Inc. All rights reserved.